In an age that we are approaching a 100-year lifespan, the issue is how to extend our “healthy lifespan” and “asset lifespan.” The hints to extend our “healthy lifespan” and “asset lifespan” are “walking” and “preferential stocks.” Although it is difficult to reach the 20 million yen recommended by the Financial Services Agency, about half of the population has 10 million yen in funds. This money will be held in the form of preferential stocks. There is a risk in holding all 10 million yen in stocks. This means holding about 3 million yen in preferential stocks. You can purchase about 20 preferential stocks (100 shares) for about 3 million yen. The average preferential + dividend of these 20 stocks is 5.1%. Furthermore, the dividend alone was 3.4%. Simply put, you can receive dividends of about 100,000 yen per year and receive about 60,000 yen in products and service vouchers. This is also a way to earn some pocket money.
Another idea is to set up a system that you receive dividends from 20 stocks at the post office. If you adopt this system, you will go to the post office 40 days a year. At this time, create a route that you walk more than 8,000 steps. This visit to the post office will give you the opportunity to walk more than 8,000 steps about once a week. There is data that shows that people who walk about 8,000 steps a day can maintain their health. Although it is a small amount, it is possible to create a system that you can enjoy a long healthy life and a long asset life while receiving dividends from stocks. If you are not satisfied with “walking” and “preferential stocks,” you can devise a way to purchase 40 stocks with 6 million yen of funds, walk for 80 days, receive dividends of about 200,000 yen a year, and receive about 120,000 yen in product and service vouchers. You can also adjust your health lifespan and asset lifespan by increasing or decreasing the number of stocks you own. This may also lead to an enjoyable retirement.
When we were working for a company, there were three divisions: 8 hours of work time, 8 hours of physiological time, and 8 hours of leisure time. The average working hours in a year is 2080 hours. However, the leisure time of the elderly is 16 hours a day, which is 5840 hours a year. It is both the duty and the right of seniors to spend these 5840 hours happily. It is said that it takes 1000 hours to develop one skill. Seniors are in a privileged position to contribute to society just by living a healthy and happy life. If they use that position to acquire skills that are useful to themselves and the community, they can enjoy a richer and more fulfilling life. Seniors want to acquire skills to live a long and happy life. Studying preferential stocks may be one of them.
